Local advice. Modern service. Here for the long run.
First Stop Mortgages & Protection NI is an independent-minded local firm based in Portadown, Co. Armagh, helping people across Northern Ireland buy, move, remortgage and protect their homes.
Built to be your first stop, and every stop after
We started First Stop because buying a home should come with advice you can trust and a team that is still there years later.
Too often people get a mortgage, sign some paperwork and never hear from their broker again. Their deal ends and they drift onto a higher rate. Their family grows but their cover does not. We set out to do it differently.
That is why we invested in our own First Stop app, and why every client gets a review before their deal ends. We focus just as much on protection as on mortgages, because the right cover is what keeps a home a home when life does not go to plan.
Part of the PRIMIS Mortgage Network
We are an appointed representative of PRIMIS Mortgage Network, one of the UK's largest mortgage and protection networks. That means:
- Our advice is overseen and regulated through PRIMIS, which is authorised by the FCA
- Access to a comprehensive range of lenders from across the market
- Protection from a range of insurers, based on a fair analysis of the market
- A clear complaints process and access to the Financial Ombudsman Service
How we work
The right advice first
We would rather take the time to get it right than rush you into the first deal we find. Especially with protection, where getting it wrong only shows when you need it most.
Modern by design
Our own branded app means you can message us, share documents and track progress without chasing anyone. Advice that fits around your life.
Here for the long run
We are not a one-visit broker. We review your mortgage before your deal ends and check your cover as your life changes.
The people looking after you
You will always know who is handling your case, and you can reach us by phone, in person or in the app.
Jim Smyth
Director & Mortgage Adviser
Jim advises clients on mortgages and protection, from first-time buyers to landlords and self-builders.
Simon Smyth
Director & Firm Principal
Simon runs the firm and leads our protection reviews, built around the four pillars of protection.
Pop in, call or message us in the app
Ready to talk it through?
Book a free, no-pressure call with our team. We will look at where you are now, what you need and the right next step.